And I forgot to mention but wanted to note that today the divvy cheque has cleared thru the bank and taken my account up to zero!!
I am so chuffed to think that when I get paid agin in a week or so, there will be an entry on a statement without a "DR" suffix for the first time in four years.
And four cards between them now total less than 5K.
Christmas 2004 it was over 11.
Amazing what an effect this has on the interest you pay each month.
And the lesson of paying early in the month makes an enormous difference to that as well, instead of waiting till the payment due day.
AND, I also forgot, that I received all my charges from the bank going back four years. They sent me data right back to 2001, so today I sent the second letter off claiming back something like £2,800!!
It's only the first stage and D has advised me to expect court fees over over £300, but that can be added to the claim and it will all be worth it.
Shame there are so many hoops, but what akes me mad is that they still make the fekking charges, even on those of us with a claim against them!
2007-04-25 @ 17:41